Budgeting for Christmas: how to be creative and save money by making gifts
November 10, 2017
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budgeting

Feeling stressed about forking out large sums on Christmas presents? A large percentage of people go into debt trying to pay for Christmas. Christmas shouldn't cause debt or require credit cards.

To prevent massive bills, it's important to set yourself a realistic Christmas budget and then stick to it. It can be easy to get carried away and buy presents that you can't afford. However, the stress of managing finances will ruin any Christmas cheer.

Get Creative

One fantastic way to stick to a budget is by getting creative and making Christmas gifts.

My grandmother always used to say 'it's the thought that counts' and sometimes a homemade present can be even more meaningful than a new, flashy one.

Homemade Gifts Can Mean More than Bought Gifts

I, personally, have found this to be true. My daughter has an excellent collection of knitted jumpers, hats, booties, and blankets that family members have made. In fact, she even has a knitted jumper that was given to my husband when he was an infant by his Oma. The fact that it was made by hand has meant that it's been kept and passed onto the next generation.

Sources of Inspiration

Not a talented knitter? Don't worry as there are TONS of other Christmas gift ideas on the Internet. Websites like Country Living and Good Housekeeping have blogs dedicated to give you inspiration; for example, 58 DIY Christmas Gifts Your Friends and Family Will Love. Or, Pintrest can also be a great source of inspiration.

It is a tradition in my town to give Christmas cookies as presents to friends. Before Christmas, we spend time together making cookies and then personally deliver them to our close friends. As it's a town tradition, our friends are also likely to stop by with their own plate of homemade cookies.

When I think back over all the Christmas presents I have received and Christmas memories, it's the homemade presents that I remember the most clearly. Not only does homemade gifts save money and reduce stress, but it also helps recover the true meaning of Christmas.

The OM Team


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